Friend or Professional: Who Should Carry Out My Estate Plan?

January 4, 2024


Should you consider someone you know or turn to a professional? Both options have their advantages.



On the other hand, there might be family dynamics that would make this role more difficult for someone you know. Additionally, the time commitment and obligations of this important role could become overwhelming.


Many people turn to a professional, such as a bank trust department or a professional fiduciary. Professionals are not swayed by any complicated relationships, they have a thorough understanding of their fiduciary responsibilities, and you’ll know exactly what their costs are going to be. Furthermore, they likely have adequate staffing and appropriate systems already in place.


One potential downside: professionals probably don’t have contextual knowledge about your values or past behaviors. This might become important if decisions need to be made about discretionary payments to beneficiaries or if there are other gray areas in your plan.


Regardless of who you choose, it’s important to communicate this important decision – both to your family and to the representative you’ve chosen. Taking time now to clarify your

desires will ultimately save time, hassle and heartache for all the loved ones affected by your plan.


What are the other important roles that should be filled for your completed estate plan? Request your free copy of “The People in Your Plan” by calling Paul Montgomery at 423-844-1000 or email

Christian Medical & Dental Associations®

About Christian Medical & Dental Associations®

The Christian Medical & Dental Associations® (CMDA) is made up of the Christian Medical Association (CMA) and the Christian Dental Association (CDA). CMDA provides resources, networking opportunities, education and a public voice for Christian healthcare professionals and students. Founded in 1931, CMDA provides programs and services supporting its mission to "change hearts in healthcare" with a current membership of over 13,000 healthcare professionals. CMDA promotes positions and addresses policies on healthcare issues; conducts overseas medical education and evangelism projects; coordinates a network of Christian healthcare professionals for fellowship and professional growth; sponsors student ministries in medical dental, PA, and other healthcare training schools; distributes educational and inspirational resources; hosts marriage and family conferences; provides developing world missionary healthcare professionals with continuing education resources; and conducts academic exchange programs overseas. By being the "hands of Jesus" to needy people, CMDA seeks to fulfill His Great Commandment (Matthew 22:39; 25:36) and His Great Commission (Matthew 28:19). The Christian Medical & Dental Associations® is a 501(c)3 and is governed by a Board of Trustees and House of Delegates. Policies of CMDA are interpreted and applied by the Board of Trustees, which also establishes the guidelines for the executive director and his staff. An elected House of Delegates assists the board with recommendations on courses of action. The House of Delegates is composed of graduate, student, resident and missionary members who are elected for three-year terms by district and meets annually at the CMDA National Convention. Approximately 75 employees currently make up the staff of CMDA in the national office and U.S. field offices.