Support CMDA

Why You Should Give

For more than 80 years, we have pursued one goal—to transform the lives of healthcare professionals so they can transform the world. Through more than 40 programs including campus and community ministries, medical missions, public policy and much more, CMDA continues to be a driving force in healthcare—enriching hundreds of thousands of lives each year.

We need your support to help change the world. Would you prayerfully consider contributing today?

CMDA has received a 4-star rating from Charity Navigator for three consecutive years. This is the highest rating available from the nation’s leading charity evaluator. We are also a member of EFCA, the Evangelical Council for Financial Accountability. As a member, we receive accreditation by faithfully demonstrating compliance with established standards for financial accountability, fundraising and board governance.

We are dedicated to being good stewards of the resources Christ has given us. As such, we apply that principle to our fundraising efforts and are committed to the highest standards of integrity. We know you place your trust in us when you invest in CMDA. We value that trust and remain focused on honoring it through the work of our various ministries.

Committed to Educate and Equip
Nothing is more important to the future of healthcare in America than raising up a strong generation of Christian healthcare professionals. Through your generous support, we are able to bring Christian fellowship and encouragement to today’s students.

  • More than 700 student and graduate chapters and groups on healthcare campuses across America, led by more than 1000 trained peer leaders.
  • Students are being mentored and discipled through Bible and ethics studies, mission teams, leadership training, resources and outreach functions.
  • Chapters create a sense of community and provide a solid foundation in Christ on which students build a career of following the Great Physician

"CMDA is really life-changing for students like me. I just want you to know how grateful I am that you have supported this ministry. Thank you for making my life change possible." - Fourth year medical student


Committed to Serve and Minister
We are called by God to go and share the gospel, and we are dedicated to using our God-given skills to bring Christ to the poor and needy on the edge of survival.

  • Global Health Outreach teams minister in 20+ developing nations, including some of the most unreached areas of the world where political and religious intolerance make medical missions one of the few avenues of the gospel. These teams provide medical, dental, surgical and optical care to men, women and children. Their caring witness brings thousands of people to a saving faith in Jesus.
  • In addition, Medical Education International teams travel to nations around the world, impacting thousands of lives by training local healthcare professionals and encouraging them to follow Christ.
  • Pan-African Academy of Christian Surgeons trains expatriate and national surgeons in specialty specific surgery and mentors residents through a spiritual curriculum.

"The trip was truly a rewarding experience. We realized that medicine can only do so much, but we are able to offer something much greater, and that was the gospel." - Global Health Outreach team participant in Nicaragua


Committed to Evangelize
As healthcare professionals, we have a unique opportunity to evangelize our culture and our profession in these ethically dark days, when the value of human life is being steadily eroded. Your generous support helps us partner with policymakers moving in the right direction, regardless of political affiliation.

  • Freedom2Care, a coalition dedicated to protecting the right of conscience for healthcare professionals, now has more than 30,000 members.
  • More than 61,000 petitions were sent to President Obama urging his support for strong conscience protections.
  • Our Washington office serves as a liaison with Congress, the White House, federal agencies and nongovernmental organizations in our nation’s capital.
  • We continue to be involved in state grassroots campaigns to promote life-honoring legislation regarding physician-assisted suicide, embryonic stem cell research and other issues.

"Through our membership, we know that the Christian voice is not silenced." - A married CMDA couple


Wholly Committed
Healthcare is one of the best ways to spread the gospel and build the church. CMDA's staff and thousands of volunteers are wholly committed to changing hearts in and through healthcare. Your financial support allows our ministry to expand our outreaches and services for our members, our communities and our world. God is moving in an unprecedented way in the hearts of doctors and other healthcare professionals to go to unreached people groups to complete the great Commissions. Won't you help us?

"Therefore go and make disciples of all nations, baptizing them in the name of the Father and of the Son and of the Holy Spirit, and teaching them to obey everything I have commanded you.(Matthew 28:19, NIV 2011).

Ways to Contribute

In addition to our online giving options, we offer many other opportunities for you to partner with us as we seek to make a difference in the lives of healthcare students and professionals. For more information about any of these opportunities, please contact CMDA's Stewardship Department.

Making automatic gifts is easy and saves you time and trouble each month. We offer two methods of automatic monthly donations:

  • Via debit or credit card: Click here to set up an automatic contribution monthly, quarterly or annually.
  • Via bank account: download this Authorization Agreement for direct deposit form to begin automatic withdrawals from your bank account using Automated Clearing House (ACH). You can specify the date of the withdrawal and you will receive a receipt from CMDA each month.

You can stop or change your monthly deduction at any time.

Contributions in honor of friends and colleagues are a wonderful way to mark anniversaries and celebrate milestones. Gifts in memory of loved ones pay lasting respect by advancing the Lord’s work. Both are gratefully received and thoughtfully acknowledged. When making commemorative gifts, donors are asked to send the names and addresses of those who should be notified about the gift to:

Christian Medical & Dental Associations
Attn: Stewardship Department
P.O. Box 7500
Bristol, TN 37621

Donor Advised Funds offers the opportunity to donate cash, stock or other approved assets to a special charitable account, claim a charitable deduction to save taxes and then later recommend the ministries and charities to support. Consider this effective family foundation substitute for gifts of $10,000 or more. CMDA has a relationship with the National Christian Foundation to accommodate donors who wish to create a Donor Advised Fund to provide gifts to the various ministries they support. For more information, please contact CMDA's Stewardship Department.

With precious metals and historic highs, you can avoid capital gains tax (which can run as high as 28 percent for coins and collectibles) by contributing gold and silver to CMDA. Contact CMDA's Stewardship Department to learn more.

Monthly update letters are sent out to Heartchangers, our regular financial supporters who are dedicated to advancing the mission of changing hearts in healthcare through financial support. Heartchanger supports help advance student and graduate ministries, missions, public policy and media, resources and other programs supported by the annual fund.

Would you like to begin receiving these letters on a monthly basis?  Send a request to CMDA's Stewardship Department.

Click here to find out more about becoming a Heartchanger today!

Q&As – Ultimate Gifts

 

Q:  What are a few benefits of having a will?

 

A:  A will (or trust) is your final act of stewardship and care. Through it you can take care of your loved ones, model a legacy of generosity and ensure your favorite ministries continue to make a difference well beyond your lifetime.

Additionally, having a will may help you to…

  • Save taxes.
  • Minimize family disputes.
  • Provide for a family member with special needs.
  • Transfer a family farm or business.
  • Avoid probate expenses and delay.

 For many Christians, a will is an expression of their belief that God owns everything and wants us to manage the resources entrusted to us. Almost no other action you take will speak as powerfully to future generations about what matters most to you!

To learn more about making a gift in your will and other smart and powerful giving options, contact Paul Montgomery at 423-844-1011 or email paul.montgomery@cmda.org.

 

 

Q: Should I have my will updated by my attorney if it doesn’t mention digital assets?

A: Yes, it would be a good idea to update your will if it doesn’t mention digital assets. Digital assets include information stored on laptops, tablets, hard drives, smart phones or online accounts. Additionally, it may also include your email account, social media or blog.

Did you know? Through CMDA’s partnership with Barnabas Foundation you have complimentary access to trusting planning support from a Christian perspective. To learn more, contact Paul Montgomery at 423-844-1011 or email paul.montgomery@cmda.org.

 

 

Q: Are there any life milestones when I should consider updating my will?

 A:  People commonly update their will at important life occasions, like having a child or losing a loved one. But there are other subtle transitions that have implications on your estate plans.

  • Have you or your children recently married, remarried or divorced? Have you gained family members through birth, adoption or marriage?
  • Charitable Relationships. Have you become more involved in a particular ministry?
  • Has it been more than three years since you last reviewed your will?

These and other life transitions warrant a close review of your plans! Email us at paul.montgomery@cmda.org or call 423-844-1011 to request your free copy of “7 Reasons to Review Your Will.”

      Q:  Do my assets avoid probate if I have a will?

 A:  A will does not provide a probate avoidance guarantee. The better solution for making certain your assets will not be subject to probate court intervention is to place them in a living trust. A living trust is simply a trust you create while you’re alive, rather than one that is created at the time of your passing under the terms of your will.

To learn more about making a gift in your revocable living trust and other smart and powerful giving options, contact CMDA at 423-844-1011 or email paul.montgomery@cmda.org.

 

Q:  What is the difference between a living will and a last will?

 A:  A living will provides direction to your loved ones on how to handle your health care directions, in the event you are medically unable to express your wishes. A last will, however, is primarily used to designate how your assets will be distributed to your loved ones and favorite charities when you go to be with the Lord.

To learn more about making a gift in your will and other smart and powerful giving options, contact CMDA at 423-844-1011 or email paul.montgomery@cmda.org.

To contribute by mail, send to:
Christian Medical & Dental Associations
P.O. Box 7500
Bristol, TN 37621

To learn more about Charitable Remainder Unitrust that helps you bypass capital gain, increase income and receive a charitable tax donation, we have provided an easy to use calculator that provides a personalized presentation at this link.

Real estate can be a practical and tax-wise gift. Gifts of homes, farms and other real estate assets can complement your overall estate plan while enhancing your financial security now and in the future, in addition to honoring the Lord. If you would like to discuss making a gift of appreciated real estate, please contact CMDA's Stewardship Department.

Individual Retirement Accounts (IRAs), pension plans and other qualified retirement plans may be utilized for charitable giving through effective gift and estate planning. For many CMDA members, a qualified retirement plan is their single largest asset. Decisions regarding the distribution of these assets after your passing are critical in order to do the most good possible within your family, church and supported organizations. For more information, please contact CMDA's Stewardship Department.

Shares of publicly traded stocks can be easily gifted to CMDA. You can save capital gains tax and may secure other attractive benefits. Click here for more information. the easiest and most secure way to donate stock is electronically through your broker. You must initiate the transfer with your broker. For electronic transfers of stock, please provide your broker with the following CMDA brokerage information:

Clearing Firm: Charles Schwab & Co., Inc.
DTC Number: 0164 Code: 40
Account Name: Christian Medical & Dental Associations
Tax ID Number: 36-2284267

To begin the process of transferring appreciated mutual fund shares, please contact CMDA's Stewardship Department. Each fund family has a different process to transfer shares directly, and we will be happy to walk you through the process.

A life income gift is a wonderful solution if you wish to give in a substantial way but are concerned about having enough retirement income.

You can give cash or other property and receive steady income for the rest of your life (or a designated number of years). The remainder will benefit CMDA.

To learn more about life income gifts, contact Paul Montgomery at 423-844-1011 or paul.montgomery@cmda.org.

Q: I want to give a year-end gift to CMDA, but I’m concerned about cash flow. What are my options?

A: Here are three tax-wise solutions that allow you to give without affecting cash flow!

  1. Gifts of Stock. If you have appreciated stock or other securities you’ve owned for at least a year, you can receive a double benefit by donating it to ministry. Not only will you receive a charitable tax deduction for the fair market value, but you’ll also avoid paying capital gains tax.
  2. Gifts of Real Estate. Many people are able to give more than they ever thought possible by giving a vacation home, rental property, farmland or other real estate to CMDA. It’s a smart way to redirect property you no longer need or care to manage for the benefit of God’s Kingdom.
  3. Gifts from Your IRA. If you are 70 ½ or older, you can make a substantial gift to CMDA directly from your IRA. Not only will this gift meet your required minimum distributions, but it also reduces your taxable income.

Ready to learn more? We’d love to help you identify smart and powerful giving solutions that fit your goals and situation. Call Paul Montgomery at 423-844-1011 or email paul.montgomery@cmda.org.

 

Q: How can I give to ministry through my Individual Retirement Account (IRA)?

A: If you are at least 70 ½ years old, you can give up to $100,000 from your IRA (or $200,000 for couples) to CMDA and receive significant tax benefits in return.

Any gifts from your IRA…

  • allow you to give in a substantial way without affecting your cash flow,
  • reduce your taxable income (whether or not you itemize!),
  • can be used to fulfill any charitable pledges you’ve made, AND
  • will fulfill all or part of your required minimum distributions.

Is giving from your IRA the right solution for you? To learn more about this and other smart and powerful giving options, call Paul Montgomery at 423-844-1011 or email paul.montgomery@cmda.org.

 

Q: I’ve invested in cryptocurrency. Is this a viable giving option?

A: If you are among the growing number of Christians who have experienced fruitful investments in Bitcoin, Ethereum or other cryptocurrency, you have a smart and powerful way to give substantially AND reduce your taxes.

As is the case with other non-cash assets, your cryptocurrency is subject to capital gains taxes. When you decide to sell, taxes could reduce your windfall could be reduced by 20-30 percent.

If, however, you give appreciated cryptocurrency to CMDA, the entirety of your gift will go to ministry — tax-free! By giving cryptocurrency, you can:

  1. Support this mission in a substantial way, without impacting your cash flow.
  2. Receive a fair market value deduction at the time of your gift.
  3. Eliminate any taxes that you would have owed for the sale.

Is giving cryptocurrency the right charitable solution for you? To learn more, call Paul Montgomery at 423-844-1011 or email paul.montgomery@cmda.org.

 

Q: Isn’t cash the best way to give to ministry?

A: While most charitable gifts are in the form of cash because this is so familiar, this is not always the most cost-effective way for you to give. You may be able to increase your potential impact— and experience significant tax benefits — by giving non-cash assets such as…

  • Stock or marketable securities
  • Real estate
  • Business interests
  • Farm commodities
  • Life insurance
  • Retirement benefits
  • Tangible personal property

To learn more about giving non-cash assets or other smart and powerful giving options, contact Paul Montgomery at 423-844-1011 or email paul.montgomery@cmda.org.

 

Q: How can I buy more time to make a year-end gift to CMDA?

A: Through a donor-advised fund (DAF), you can give stock or other non-cash assets into a single online giving account. So long as you deposit your gift into the DAF by December 31, you can claim a deduction on this year’s taxes. You can decide later how best to distribute the funds.

Because of our partnership with Barnabas Foundation, you have complimentary access to the Stewards Fund, a DAF that reflects your Christian values. The Stewards Fund offers you more flexibility in recommending grants to CMDA during the year-end rush.

To learn more about giving through a donor-advised fund and other smart and powerful giving options, contact Paul Montgomery at 423-844-1011 or email paul.montgomery@cmda.org.

Gifts of Stock

Thank you for your interest in making a gift of stock to CMDA. An electronic transfer is the preferred and most secure way to transfer stock. Instructions are provided below. If you have questions, or are interested in donating mutual funds, please contact the Stewardship Development Office at 888-230-2637. We are grateful for your support.

For audit and acknowledgement purposes, the donor or transferring broker should provide a Notification of Donor Intent with the following information for all gifts of stock:

  1. Donor’s name and complete address
  2. Name of stock
  3. Number of shares transferred
  4. Specific CMDA program/ministry to which gift should be directed, if any
  5. Transferring broker’s name and contact information

You may use the Gift Instruction Form, Stock Gift Instructions provide a letter or send an email to communicate this information at the time of transfer to:

Christian Medical & Dental Associations
Office of Stewardship Development
P.O. Box 7500
Bristol, TN 37621

Fax: 423-844-1017
Email: Stewardship Dept.

The easiest and most secure way to donate stock is electronically through your broker. You must initiate the transfer with your broker. For electronic transfers of stock, please provide your broker with the following CMDA brokerage information:

Clearing Firm: Charles Schwab & Co., Inc.
DTC Number: 0164  Code: 40
Account Name: Christian Medical & Dental Associations
Account Number: 51371378
Tax ID Number: 36-2284267

Mail your endorsed certificate(s) and completed  Stock Power Form IN SEPARATE ENVELOPES, by a traceable shipping method such as FedEx, UPS, Registered Mail, etc. to:

Christian Medical & Dental Associations
Office of Stewardship Development
P.O. Box 7500
Bristol, TN 37621

The signed stock power form MUST HAVE A MEDALLION SIGNATURE GUARANTEE from a broker or bank.

If you have any questions about donating stock to CMDA, please contact the Stewardship Development office at 1-888-230-2637 or by email.

Heartchangers

A Heartchanger is an individual who takes satisfaction in advancing the mission of changing hearts in healthcare through financial support.

Become a Heartchanger!

A Heartchanger is an individual who takes satisfaction in advancing the mission of changing hearts in healthcare through financial support.

How can I be a Heartchanger?

Heartchanger gifts help advance student and graduate ministries, missions, public policy and media, resources and other programs supported by the annual fund of CMDA. You may choose a specific area of the ministry to sponsor.

The medical community faces a professional and ethical crisis. Our nation faces a moral and spiritual crisis. The stakes couldn't be higher. With God's help and the support of committed friends like you, together we are addressing this crisis and advancing the mission of changing hearts in healthcare. We are serving as a voice for Christian values in medical ethics and public policy.

We are helping to build the next generation of doctors through student ministries on over nine of ten campuses in America. We are teaching doctors how to pray with the sick, share the joy of the Lord in their own communities--and how to minister to the needy miles away in underdeveloped countries. We are helping thousands of physicians to integrate their personal faith with their professional practice.

Membership dues account for just one-third of the CMDA ministry budget. Only through individual financial contributions can the Associations fulfill the vital tasks of equipping, evangelism, discipleship, voice, and service.

Now is the time to invest in this movement of Christian doctors that God has raised up to change hearts in healthcare. You can take great satisfaction in knowing that you are advancing God's kingdom, preparing the next generation of Christian doctors, impacting our profession and society, and sharing God's love with needy patients.

Downloadable Heartchanger's Letter of Intent.
Heartchanger Letter of Intent

Donor Privacy Policy

Christian Medical & Dental Associations (CMDA) is committed to respecting the privacy of our donors. We have developed this privacy policy to ensure our donors that donor information will not be shared with any third party other than those organizations that are assisting CMDA with such things as mailing, contacts and processing and have signed a privacy policy.

Awareness. CMDA provides this Donor Privacy Policy to make you aware of our privacy policy, and to inform you of the way your information is used. We also provide you with the opportunity to remove your name from our mailing list, if you desire to do so.

Information collected. Here are the types of donor information that we collect and maintain:

  • Contact information: name, organization (if applicable), complete address, phone number, email address;
  • Payment information: credit card number and expiration date, and billing information;
  • Shipping information: name, organization (if applicable), complete address;
  • Information concerning how you heard about CMDA;
  • Information you wish to share: questions, comments, suggestions; and
  • Your request to receive periodic updates: e.g., to individuals who request it, we will send periodic mailings related to specific fundraising appeals, prayer concerns and newsletters.

How information is used. CMDA uses your information to understand your needs and provide you with better service. Specifically, we use your information to help you complete a transaction, communicate back to you and update you on ministry happenings. Credit card numbers are used only for donation or payment processing and are not retained for other purposes. We use the comments you offer to provide you with information requested, and we take seriously each recommendation as to how we might improve communication.

No sharing of personal information. CMDA will not sell, rent or lease your personal information to other organizations. We assure you that the identity of all our donors will be kept confidential. Use of donor information will be limited to the internal purposes of CMDA and only to further the ministry activities and purposes of CMDA.

It is our desire to not send unwanted mail to our donors. Please contact us if you wish to be removed from our mailing list.

If you have comments or questions about our donor privacy policy, please contact CMDA's Stewardship Department.

Planned Giving Articles

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Woes of the World’s Wealthiest Man: The Missing Possession We All Need

Once deemed the world’s wealthiest man, Howard Hughes seemingly had it all. But at the time of his passing, one missing possession unraveled a lifetime of accumulation.

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Where There’s a Will (No really…Where IS Your Will?)

Congratulations! If you have a completed, legal will, you already understand the peace of mind that comes from having a plan in place.

Article 2.Web Image

The Gift of a Lifetime: Legacy Giving to CMDA

“I wish I could do more!”

It’s one of the most common sentiments we hear from supporters who are passionate about bringing the hope and healing of Christ to the world through healthcare professionals.

ECFA Standards

Doctrinal Issues – Every organization shall subscribe to a written statement of faith clearly affirming a commitment to the evangelical Christian faith or shall otherwise demonstrate such commitment, and shall operate in accordance with biblical truths and practices.

Governance – Every organization shall be governed by a responsible board of not less than five individuals, a majority of whom shall be independent, who shall meet at least semiannually to establish policy and review its accomplishments.

Financial Oversight – Every organization shall prepare complete and accurate financial statements. The board or a committee consisting of a majority of independent members shall approve the engagement of an independent certified public accountant, review the annual financial statements, and maintain appropriate communication with the independent certified public accountant. The board shall be apprised of any material weaknesses in internal control or other significant risks.

Use of Resources and Compliance with Laws – Every organization shall exercise the appropriate management and controls necessary to provide reasonable assurance that all of the organization’s operations are carried out and resources are used in a responsible manner and in conformity with applicable laws and regulations, such conformity taking into account biblical mandates.

Transparency – Every organization shall provide a copy of its current financial statements upon written request and shall provide other disclosures as the law may require. The financial statements required to comply with Standard 3 must be disclosed under this standard. 

An organization must provide a report, upon written request, including financial information on any specific project for which it has sought or is seeking gifts.

Compensation-Setting and Related-Party Transactions – Every organization shall set compensation of its top leader and address related-party transactions in a manner that demonstrates integrity and propriety in conformity with ECFA's Policy for Excellence in Compensation-Setting and Related-Party Transactions.

Stewardship of Charitable Gifts –

7.1 Truthfulness in Communications.  In securing charitable gifts, all representations of  fact, descriptions of the financial condition of the organization, or narratives about  events must be current, complete, and accurate. References to past activities or 
events must be appropriately dated. There must be no material omissions or exaggerations of fact, use of misleading photographs, or any other communication which would tend to create a false impression or misunderstanding. 

7.2 Giver Expectations and Intent.  Statements made about the use of gifts by an organization in its charitable gift appeals must be honored. A giver’s intent relates both to what was communicated in the appeal and to any instructions accompanying the gift, if accepted by the organization. Appeals for charitable gifts must not create unrealistic expectations of what a gift will actually accomplish.

7.3 Charitable Gift Communication. Every organization shall provide givers appropriate and timely gift acknowledgments. 

7.4 Acting in the Best Interest of Givers. When dealing with persons regarding commitments on major gifts, an organization’s representatives must seek to guide nd advise givers to adequately consider their broad interests. An organization must make every effort to avoid knowingly accepting a gift from, or entering into a contract with, a giver that would place a hardship on the giver or place the giver’s future well-being in jeopardy. 

7.5 Percentage Compensation for Securing Charitable Gifts. An organization may not base compensation of outside stewardship resource consultants or its own staff directly or indirectly on a percentage of charitable contributions raised. 

ECFA Seven Standards of Responsible Stewardship